Travel Tips: 6 Less Safe Places To Keep Your Cash, According To Experts

Every penny, pound, or peso counts when you're exploring the world. Travelers tend to be preoccupied, dazed by jetlag, and in possession of wads of newly exchanged currency – in other words: easy targets. The statistics tell a sobering story: Bangkok is among the cities frequently cited as pickpocket and scam hotspots by travel advisories, while pickpocketing remains a significant concern in many tourist destinations worldwide.

Yet seasoned travel security experts keep witnessing the same rookie mistakes over and over again. The smartest travelers know that where you hide your cash can mean the difference between a dream vacation and a financial nightmare. Let's explore the worst places to stash your hard-earned money while traveling.

We can't say it enough: Never, ever put valuable items or cash in your checked bags. Luggage theft happens every day, whether by airport employees or people walking into airports to grab suitcases from the baggage claim. This isn't paranoia speaking; it's cold reality. Police have used AirTag technology to help recover stolen luggage in various cases.

Think about it: once you hand over that suitcase, it disappears into a maze of conveyor belts, cargo holds, and handling areas completely outside your control. Baggage handlers have access, airport security personnel do their inspections, and sometimes bags sit unattended for hours. Any cash tucked inside becomes essentially a gambling chip you've thrown into the wind.

It seems so obvious that I shouldn't say this, but a surprising number of people carry around their wallet in their back pocket. It's a really bad idea, and you might as well carry a sign saying 'Easy pickings here'. It's so easy for pickpockets to lift your wallet from there, and these days they are very good at it.

It used to be that placing your wallet in your front pocket was considered safer, but that's not the case anymore. Believe it or not, pickpocketing has evolved. Modern thieves have refined their techniques to work crowds with surgical precision. Your back pocket is their favorite target because you can't see what's happening there, and the wallet slides out like butter when you're distracted by a street performer or checking your phone.

Be cautious, too, about more creative hiding places like under the hotel mattress or taped beneath the driver's seat of the rental car. Like people who hide cash around their house, travelers run the risk of losing or forgetting their haul. That brilliant hiding spot under the lampshade or inside the coffee maker might seem clever, but hotel housekeeping has seen it all before.

You don't want to damage or disturb things or areas in your room in your mission to protect your money – you'll end up paying to fix what you broke, just another way of losing the money you were trying to save. Plus, housekeeping staff rotate frequently, and you never know who might accidentally discover your stash or who might be looking for exactly that kind of opportunity.

The problem with wearing one is that you end up fishing in your pants or under your shirt for cash, which may attract unwanted attention. Some travelers mistakenly wear money belts outside their clothes, issuing an open invitation to thieves. That fanny pack screaming "tourist with cash" might as well have a neon sign attached.

The real issue isn't the money belt itself, but how easily you access it. Travel experts note that money belts can become problematic when you need to access your cash frequently. When you're constantly patting your hidden stash or obviously fumbling around your midsection to retrieve cash, you're broadcasting your treasure map to anyone watching.

The most important thing to know about how to hide your money while traveling: have several places you're keeping cash. Keeping your cash or credit cards in one place means it only takes one bit of bad luck to lose them all. This is perhaps the biggest mistake amateur travelers make – putting all their eggs in one basket.

Even if you disregard all other advice about carrying money, take this tip to heart: Whenever possible, divvy up your travel cash and even credit cards into multiple safe spots. Whether it's one pickpocket, one moment of forgetfulness, or one unfortunate accident, concentrating your money makes you extraordinarily vulnerable. The smartest approach treats your travel funds like a diversified investment portfolio.

Avoid hiding cash away in your backpack or purse - it's just too obvious. That cute crossbody bag or tourist backpack might feel secure, but it's exactly what professional thieves expect you to use. Thieves target tourists specifically because they tend to carry a lot of cash. "If you're carrying a big wad of cash, and that goes missing, it's gone," she said.

Owing to the nature of their work, the nimble-fingered pickpocket will need no more than a split second to wipe your pockets clean. Your wallet, phone, or both could be gone before you even realize what has happened. Purses and day bags are the first targets because they're visible, accessible, and expected. Even bags with zippers aren't safe, professional pickpockets can open and close them so smoothly you won't feel a thing.

Travel security experts consistently emphasize one core principle: assume every thief knows exactly where tourists typically hide their money, then do something different. That's why knowing where to hide your money while traveling is key. The best way to guard against theft while traveling is to stay alert and aware of your possessions and your surroundings. The goal isn't to become paranoid, but to think one step ahead of the criminals who make their living off predictable tourist behavior.

What do you think about these common mistakes? Have you ever fallen victim to any of these risky cash hiding spots?